M2020-620 Online Practice Questions and Answers

Which of the following is a key transformational stage on the path to optimized enterprise risk management?

A. Reporting layers

B. Exposure Management

C. Data Management

D. Risk Appetite Management

In IBM Risk Analytics, IBM studies show that setting aside additional capital made no impact on businesses in a crisis.

What is it that has been proved to improve business survival in the same crisis scenario?

A. Additional data to work with

B. External consulting support

C. Increased market confident through evidentially better business management

D. A more dynamic acquisition strategy

What is one of the key benefits that IBM Risk Analytics focuses on delivering to meet the identified industry imperatives?

A. Improved customer life cycle management

B. End to end process improvement

C. Increased customer profitability

D. Risk aware business processes

Which Risk Analytics solution set focuses on helping companies deliver solutions for actuaries to be able to analyze insurance risk?

A. Algo One

B. OpenPages

C. Algo CLM

D. Algo Financial Modeler

According to the IBM Financial Markets Framework, name a key area of financial enterprise that IBM can now provide a solution for, with its acquisition of the Algorithmics solution set?

A. Algorithmic Trading

B. Operational Risk and Compliance

C. Next Generation Trading Infrastructure

D. CVA and Hedging Optimization

Which legislative driver is not covered by a solution in the IBM Risk Analytics solution set?

A. Dodd Frank

B. Sarbanes Oxley

C. Solvency II

D. Data Protection Act

What is a key feature of the Algo Strategic Business Planning solution?

A. Comprehensive views of the bank's risk/return status

B. Effective taxation calculations

C. Credit Life Cycle Management

D. Strategic Market Analysis

Clients using Smarter Analytics are able to transition data into better business decisions to drive better outcomes.

How does IBM Business Analytics summarize the process to drive better outcomes from data?

A. Align - Anticipate - Act

B. Aim - Allow - Authorize

C. Automate - Animate - Actuate

D. Anticipate - Automate - Authorize

What is Market Risk?

A. It helps banks to move beyond risk management silos.

B. It is a measure of the potential for lower market values resulting in a fall ofthe value of assets held.

C. It is the possibility that a borrower may not repay a loan.

D. It is the manner of oversight and supervision of financial institutions.

What are two of the key weighted assessment criteria used to assess the industry solution in the Chartis 2011 RiskTech100?study of the top technology companies active in the risk management market?

A. Market presence and organizational strength

B. Data handling and processing speed

C. Organizational strength and data handling

D. Processing speed and market presence